Samruthi PropertyEase Loans

Affordable Financing Against Your Property

Unlock the value of your property with our PropertyEase Loan. Designed for those seeking micro and affordable financing, this loan allows you to leverage your property without the burden of high interest rates. Whether you need to fund long-term business requirements, manage expenses, or consolidate debt, PropertyEase Loan provides a hassle-free solution with competitive rates and flexible terms. Obtain the funds you need while keeping your repayments manageable.

Benefits of Loan Against Property with Samruthi Capital

Access large amounts of funds based on the value of your property.
Enjoy lower interest rates compared to unsecured loans.
Flexible repayment terms that can be adjusted according to your financial situation.
Quick and straightforward application process.

Eligibility and Application Process

To apply for a Loan Against Property, you will need

Testimonials

As a vegetable vendor at Koyambedu Market, managing daily cash flow used to be a struggle. Thanks to Samruthi Capital's Flexi-Business Loan, I was able to expand my stall and stock more variety without worrying about upfront costs. The easy repayment terms made it possible for me to grow my business smoothly

I used Samruthi Capital's Loan Against Property to fund my daughter's overseas education. The team was very supportive, and they made sure that all our questions were answered. We received the loan quickly and with minimal hassle, which was crucial during such a stressful time.

When unexpected medical bills put us in a tough spot, Samruthi Capital's Loan Against Property was a lifeline. The loan process was straightforward, and knowing our home was secure with their transparent and fair practices gave us peace of mind.

Frequently asked questions

What types of properties can I use as collateral for a Loan Against Property?

You can secure a loan against residential, commercial, or land properties.

What is the typical loan to value ratio for a Loan Against Property?

Typically, you can borrow up to 60-70% of the property's market value, depending on the property type and your financial profile.

How long does the approval process take for a Loan Against Property?

The approval can take from a few days to a couple of weeks, depending on the completeness of your documents and the property evaluation.

Are there any tax benefits associated with a Loan Against Property?

While the loan itself does not offer direct tax benefits, the end-use of the loan, like business expansion or home renovation, may offer tax deductions.

Can I prepay my Loan Against Property without any charges?

Yes, you can prepay your loan with minimal to no prepayment charges, depending on the terms agreed upon at the time of loan sanction.

Ready to secure your financial future?

Click below to apply for a gold loan and receive a quick quote today.