About Us

Discover Samruthi Capital: Your Trusted Financial Partner

At the Heart of Your Success: Our Commitment to Reliable and Personalized Financial Solutions.

Trusted by RBI, Depended by thousands.

+12

Years of experience

Meet Samruthi Capital

Samruthi Capital: Financial Wings for Soaring Dreams.

Samruthi Capital,operating under the trade name of Samruthi Fincredit Pvt Ltd,, is an RBI-registered Non-Banking Finance Company established in 2019. We provide tailored financial solutions for self-employed individuals, micro, and small businesses. Our products include flexible business loans, micro and affordable loans against property, and loans against gold, designed to meet diverse financial needs. Our aim is to catalyze economic empowerment and financial inclusivity, creating an ecosystem where everyone can thrive. We empower individuals and businesses through accessible, personalized financial solutions, believing in the transformative power of financial empowerment to uplift lives and communities.

Samruthi Capital: Financial Wings for Soaring Dreams.

Our aim is to catalyze economic empowerment and financial inclusivity, creating an ecosystem where everyone can thrive. We empower individuals and businesses through accessible, personalized financial solutions, believing in the transformative power of financial empowerment to uplift lives and communities.

Guided by the values of empowerment, inclusivity, integrity, and social responsibility, we strive to cultivate sustainable growth, promote economic inclusivity, and enrich the communities we serve. Our success is measured by the positive impact on our customers and communities. We support initiatives that promote education, entrepreneurship, and community development, creating a lasting legacy of positive change. If you're ready to embark on your journey to financial empowerment, Samruthi Capital is here to support you every step of the way.

Samruthi’s Impact

"Empowering Dreams, Fostering Growth" encapsulates our dedication to creating a positive social impact by enabling individuals and businesses to realize their aspirations. Through our financial solutions and support, we provide not only access to capital but also opportunities for growth. This drives economic empowerment and fosters a brighter future for everyone. By investing in people and their dreams, we contribute to building stronger, more resilient communities. Our commitment is to ensure that no dream remains unfulfilled due to a lack of financial resources.

Our Vision and Mission

Samruthi Capital is committed to catalyzing growth for micro, small, and medium enterprises (MSMEs) through accessible and tailor-made financial solutions. We empower individuals and businesses by providing personalized financial services that meet their unique needs. Guided by customer-centricity, innovation, and social responsibility, we strive to cultivate sustainable growth, promote economic inclusivity, and enrich the communities we serve.

Our goal is to ensure that every business, regardless of size, has the financial support necessary to thrive and contribute to the economy. By focusing on these principles, we aim to create lasting, positive change and foster a more inclusive financial ecosystem.

OUR Team

Senthil Veerappan

Founder Director

With 18 years of experience in banking, Senthil has held key positions in HDFC, Yes Bank, IndusInd Bank, Aditya Birla Capital, among others. He has facilitated cumulative disbursements of 10,000 Crs and excels in setting up and managing business operations, demonstrating a deep understanding of critical business drivers in diverse markets and industries. His previous role at Aditya Birla Capital involved establishing branches in the south and building the asset book in the corporate division.

Kaushik Gurumurthy

Founder Director

A Chartered Accountant with 12 years of experience in Finance, Taxation, and Banking, Kaushik has expertise in risk management and business development. He played a key role in developing the asset book in the South region, specializing in credit and risk functions and formulating strategies for operational implementation.

B.Vijayakumar

Director

A Bachelor of Engineering from Osmania University, Hyderabad, and an MBA from Indian Institute of Management (IIM), Bangalore, B. Vijayakumar has a career spanning over 30 years in reputed Banks and NBFCs. He has expertise in credit function, branch operations, risk management, and business development. With 13 years at the Small Industries Development Bank of India (SIDBI), 2 years at Aditya Birla Finance Ltd as Chief Risk Officer, and 6 years at Cholamandalam Investment & Finance Ltd as Business Head, SME Finance, Vijayakumar brings a wealth of experience to the team.

Suresh Vasudevan

Director

With over 2 decades of banking experience, Suresh has held senior positions at Profectus Capital, Bajaj, and Aditya Birla Housing Finance. His expertise lies in Business Acquisition, risk management, and product development.

G Rajeshprabu

Director

Known for establishing a robust global network, G Rajeshprabu collaborates with influencers to drive positive growth and exposure. He enhances product, marketing, advertising, and sales strategies through close collaboration and has achieved significant revenue growth in all organizations. He fosters diversity and inclusivity by building a multicultural team and clientele.

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Our presence

Mylapore

Samruthi Capital,
2nd Floor, Seshagiri Towers, No: 236, Royapettah High Rd, Rangaiah Garden, Mylapore, Chennai, Tamil Nadu 600004

Pallavaram

Samruthi Capital (GOLD LOAN),
No. 15B, Bajanai Koil Street, Pallavaram, Chennai - 600 043. Ph No: +91 99945 14118

Perambur

Samruthi Capital.
246, 1st floor, Paper mills road, Perambur, Chennai -600011. Landmark : opp to Pvr cinemas.

Kauvdampalayam

Samruthi Fincredit Private Limited.
Sai Subiksha Complex 1-G , Mettupalayam Main Road, Kavundampalayam, Coimbatore - 641030

Thindivanam

Samruthi Capital,
No.2A 2nd floor, Parveen complex New mosque street, Tindivanam - 604 001. Villupuram District, Tamil Nadu.

Thiruvallur

Samruthi Capital,
No 51,1st floor TNHB, Kakallur by pass road Thiruvallur- 602001 Opposite to Pazhamudhir.

Salem

Samruthi Capital,
Salem.

Erode

Samruthi Capital,
Erode.