samruti

About Us

Discover Samruthi Capital: Your Trusted Financial Partner

At the Heart of Your Success: Our Commitment to Reliable and Personalized Financial Solutions.

Registered with RBI, Depended by thousands.

+12

Years of experience

Meet Samruthi Capital

Samruthi Capital: Financial Wings for Soaring Dreams.

Samruthi Capital,operating under the trade name of Samruthi Fincredit Pvt Ltd,, is an RBI-registered Non-Banking Finance Company established in 2019. We provide tailored financial solutions for self-employed individuals, micro, and small businesses. Our products include flexible business loans, micro and affordable loans against property designed to meet diverse financial needs.

Our aim is to catalyze economic empowerment and financial inclusivity, creating an ecosystem where everyone can thrive. We empower individuals and businesses through accessible, personalized financial solutions, believing in the transformative power of financial empowerment to uplift lives and communities.

Samruthi Capital: Financial Wings for Soaring Dreams.

Guided by the values of empowerment, inclusivity, integrity, and social responsibility, we strive to cultivate sustainable growth, promote economic inclusivity, and enrich the communities we serve. Our success is measured by the positive impact on our customers and communities. We support initiatives that promote education, entrepreneurship, and community development, creating a lasting legacy of positive change. If you're ready to embark on your journey to financial empowerment, Samruthi Capital is here to support you every step of the way.

Samruthi’s Impact

"Empowering Dreams, Fostering Growth" encapsulates our dedication to creating a positive social impact by enabling individuals and businesses to realize their aspirations. Through our financial solutions and support, we provide not only access to capital but also opportunities for growth. This drives economic empowerment and fosters a brighter future for everyone. By investing in people and their dreams, we contribute to building stronger, more resilient communities. Our commitment is to ensure that no dream remains unfulfilled due to a lack of financial resources.

Our Vision and Mission

Samruthi Capital is committed to catalyzing growth for micro, small, and medium enterprises (MSMEs) through accessible and tailor-made financial solutions. We empower individuals and businesses by providing personalized financial services that meet their unique needs. Guided by customer-centricity, innovation, and social responsibility, we strive to cultivate sustainable growth, promote economic inclusivity, and enrich the communities we serve.

Our goal is to ensure that every business, regardless of size, has the financial support necessary to thrive and contribute to the economy. By focusing on these principles, we aim to create lasting, positive change and foster a more inclusive financial ecosystem.

OUR Team

Mr. Senthil Veerappan

Founder
With 18 years of experience in banking, Senthil has held key positions in HDFC, Yes Bank, IndusInd Bank, Aditya Birla Capital, among others. He has facilitated cumulative disbursements of 10,000 Crs and excels in setting up and managing business operations, demonstrating a deep understanding of critical business drivers in diverse markets and industries. His previous role at Aditya Birla Capital involved establishing branches in the south and building the asset book in the corporate division.

Mr. Kaushik Gurumurthy

Founder
A Chartered Accountant with 12 years of experience in Finance, Taxation, and Banking, Kaushik has expertise in risk management and business development. He played a key role in developing the asset book in the South region, specializing in credit and risk functions and formulating strategies for operational implementation.

Mr. B. Vijayakumar

Director
A Bachelor of Engineering from Osmania University, Hyderabad, and an MBA from Indian Institute of Management (IIM), Bangalore, B. Vijayakumar has a career spanning over 30 years in reputed Banks and NBFCs. He has expertise in credit function, branch operations, risk management, and business development. With 13 years at the Small Industries Development Bank of India (SIDBI), 2 years at Aditya Birla Finance Ltd as Chief Risk Officer, and 6 years at Cholamandalam Investment & Finance Ltd as Business Head, SME Finance, Vijayakumar brings a wealth of experience to the team.

Mr. G. Rajeshprabu

Director
Known for establishing a robust global network, G Rajeshprabu collaborates with influencers to drive positive growth and exposure. He enhances product, marketing, advertising, and sales strategies through close collaboration and has achieved significant revenue growth in all organizations. He fosters diversity and inclusivity by building a multicultural team and clientele.

Mr. Winifred Rayan

Director
Winifred brings over 32 years of extensive leadership experience in the retail financial services industry. He has held prominent positions in reputed organizations such as Bajaj Finance, Future Capital Financial Services, and American Express. One of his notable roles was serving as the National Sales Manager – Home Loans at Bajaj Finance. An MBA graduate from Annamalai University, Winifred is widely respected for his strategic leadership, operational expertise, and ability to build and lead high-performing sales teams across india
Terms & Conditions

Disclaimer

Samruthi Fincredit Private Limited, maintains this site (hereinafter called THE SITE) for your personal information, education and communication. Your access and use of the site is also subject to the following terms and conditions and all applicable laws. By accessing and browsing the site, you accept, without limitation and qualification, the terms and conditions and acknowledge that any other agreement between you and the Samruthi Fincredit Private Limited are superseded and no force or effect.

Samruthi Fincredit Private Limited maintain the website www.samruthi.com to provide you with general information about Samruthi Fincredit Private Limited services and products. Your use of the site constitutes your agreement to all the terms and conditions as given below.

The information material, advice, suggestions, illustrations, notifications, circulars, etc. are herein collectively stated as THE CONTENTS. While every effort would be made to update the content on a continual basis, the Samruthi Fincredit Private Limited neither guarantees nor endorses the contents or completeness of the information, text, graphics, hyperlinks and other items contained on this server or another server. As a result of update and correction, the contents are subject to change without notice.

Limitations of liability

In no event will Samruthi Fincredit Private Limited be liable for any damages, without limitation includes direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failures or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure. Hyperlinks to third-party websites provided on this Site are not investigated, verified monitored or endorsed by the Samruthi Fincredit Private Limited.

Samruthi Fincredit Private Limited is neither responsible nor liable for any viruses and other contamination of your system arising out of your use of the site or with respect to the material contained on the site.

The court in Chennai, India alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with us and all disputes will be governed by the laws of India.

In no event will Samruthi Fincredit Private Limited, nor any of their directors, employees, or advisors accept any liability with regard to the information contained in the Samruthi Fincredit Private Limited site or any other hyper linked or referred to Internet sites.

Copyright

Samruthi Fincredit Private Limited and the logo are property of Samruthi Fincredit Private Limited. All the information, contents, materials, products, including, but not limited to text, contained photographs, graphics are property of Samruthi Fincredit Private Limited otherwise under General Intellectual Property Law unless otherwise indicated.

 Use of Information of Materials

The information and materials contained in these pages the terms, conditions, and descriptions that appear are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to the acceptance of the Samruthi Fincredit Private Limited.

You may not copy, reproduce, sell, redistribute, publish, display, perform, modify, transmit, create derivatives from, transfer or in any way exploit any part of any information, content, materials, services available from or through the Site, except that you may download material from this Service for your own personal, non-commercial use.

As a condition of your use of the Site, you warrant that you will not use the Site for any purpose that is unlawful or prohibited by these terms and conditions. You may not use the Site in any manner that could damage, disable or impair the Site or interfere with any other party’s use or enjoyment of the Site.

No Warranty

The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. Samruthi Fincredit Private Limited does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials.

No Modification of These Terms of Use

Samruthi Fincredit Private Limited reserves the right to change the terms, conditions and notices applicable terms and conditions relating to the services that you may obtain, including Online Transactions without limitation. The visitor is required to verify and confirm the information provided on the site by contacting the nearest branch before acting on the same.

Payment Gateway & Transaction

Transaction fee charges would not be refunded / reversed under any circumstances for any refund/reversal / charge back and any other reasons. Transaction fees charged would be borne by the transactor for any payment.